Payment Policy

1. Overview

At Nishant Store, we strive to provide a seamless and secure payment experience tailored for our Indian customers. We support a wide range of popular and trusted payment methods to make your shopping convenient and worry-free.

2. Accepted Payment Methods

• UPI (Unified Payments Interface): Pay directly using UPI apps such as PhonePe, Google Pay, Paytm, BHIM, and more.
• PhonePe: Fast and secure payments through the PhonePe app.
• Google Pay: Use your Google Pay account for instant transactions.
• Paytm: Pay easily using your Paytm wallet or UPI.
• Net Banking: Pay via internet banking from all major Indian banks.
• Debit & Credit Cards: We accept all major Visa, MasterCard, RuPay, and American Express cards.
• Cash on Delivery (COD): Pay in cash when your order is delivered to your doorstep. (Available for select pin codes and order values.)

3. Payment Security

• All online payments are processed through secure, encrypted gateways compliant with RBI and PCI DSS standards.
• Your card and UPI details are never stored on our servers.
• We use OTP and two-factor authentication wherever required for your safety.

4. Refunds & Failed Transactions

• If your payment fails but the amount is debited, it will be automatically refunded to your original payment method within 5-7 business days.
• For any refund or payment issues, please contact our support team at support@Nishanttech.com or call 8475869917.

5. Important Notes

• We do not accept international cards or payments from outside India at this time.
• All transactions are processed in Indian Rupees (INR).
• For high-value orders, we may contact you for additional verification.

6. Contact Information